What To Do With Damage That's Not Covered By Insurance

4/12/2023 (Permalink)

SERVPRO of Jacksonville Beach/Ponte Vedra provides help with storm damage not covered by insurance.

Damage That's Not Covered By Insurance

We Provide Help With Damage Not Covered By Insurance in Jacksonville, FL. If you've suffered storm damage, fire damage, mold, or water damage that isn’t covered by your insurance policy, here are some steps you can take to recover.

SERVPRO of Jacksonville Beach / Ponte Vedra Can Help

Damage to your home can be a stressful experience, particularly if it's not covered by insurance. While you may feel tempted to try and fix the damage yourself, it's important to remember that some repairs can be dangerous and should only be attempted by a professional. In this blog post, we'll go over what you can do if damage to your home is not covered by insurance.

FEMA Disaster Grants

FEMA offers grants to help homeowners and renters recover from disasters. These grants are not loans and do not need to be repaid. FEMA disaster grants can help pay for temporary housing, home repairs, uninsured and underinsured personal property losses, and other serious disaster-related expenses.

Partner With a Reputable Restoration Company

Homeowners insurance is vital in protecting your wallet should disaster strike your home. However, some damages may not be covered by your policy. Water damage is a common issue that homeowners face that is often not fully covered by insurance. If you experience water damage in your home, it's important to partner with a reputable restoration company that can help you navigate the process, even if your insurance doesn't cover everything.

What Does Homeowners Insurance Cover?

Homeowners insurance is a type of property insurance that covers a private residence. The policy provides financial protection against loss from events such as fire, theft, or weather damage. It also covers liability for injuries that occur on the property.

Most homeowner's policies include four types of coverage: dwelling coverage, personal property coverage, liability coverage, and medical payments coverage.

• Dwelling coverage protects the structure of the home.
• Personal property coverage protects the belongings inside the home.
• Liability coverage protects the policyholder from lawsuits resulting from injuries or damage that they or their family members have caused.
• Medical payments coverage pays for medical expenses related to injuries that occur on the property.

It’s important to know that homeowners' insurance policies can be customized to fit the needs of the policyholder, and additional coverage can be purchased for extra protection.

Contact SERVPRO to Schedule a Consultation

SERVPRO of Jacksonville Beach/Ponte Vedra is here for our customers and community. We want to provide the best service possible and hope that doing so will help our community. If you need our services for repair or remediation, please do not hesitate to contact us for more information or to schedule a consultation. Our team would be happy to assist you.